CONGRATES TO DEBRA HILTON!

Debra came in to see me looking for a Hyundai Santa Fe. She had been 4 places before she came here. Not only did we give her the best deal but were able to get her into a limited Santa Fe with only 23k miles. CONGRATES AGAIN!

CONGRATES TO THE WILLHOITES

Just sold a brand new Dodge Avenger. Awesome car love the black on black.

CONGRATES BENNIE WEAVER!

Bennie weaver a Captain in the United States Army, came in and traded his diesel truck for a brand new 2012 Ram 2500 Cummings diesel truck. We were able to give him a great trade in value and a great payment!

SUPER LEASE ON THE DART!

5 MYTHS ABOUT LEASING!

About 20% of new-car transactions are leases, but I'm convinced that more people should be leasing. As manufacturers figured out that the cash rebates they offered were hurting resale values, and as the credit spigot began to flow freely again, Automakers shifted incentives from rebates to low-interest financing and leases. You have to also weigh in the fact that the car will always be under factory warranty, so you will not be out of pocket for repairs, and you get more buying options including walking away. You also can eliminate being upside down, and have a better loan to income ratio on your credit bureau. When you lease you don't lease the whole value of the vehicle just the part your going to use. So you have more of you income available for credit. If you know what you're looking for and negotiate smartly, you can save money by leasing and disprove the five myths below.

MYTH #1. Leasing is a bad deal.
 In general, if you keep a car well past the day the loan is paid off (or if you pay cash to begin with), you'll save money by buying. But if you trade in your car before the loan is paid off, the value of the trade-in is unlikely to cover the remaining balance on the loan. If you pick a vehicle that has a special lease from the manufacturer you can come out ahead by leasing. This doesn't mean buying a SR8 Challenger 470 horsepower sports car that sale as fast as they arrive. It means looking at the special advertised lease on the manufacture website. These are easy to find; if the vehicle doesn't have a lease special it maybe difficult to beat a purchase loan on the car if you plan on eventually buying the car out right.

Say you negotiate to buy a Chrysler 200 (sticker price: $28,170) for the invoice price -- $25,838 -- with 10% down and a five-year loan at 4.4%. After three years you decide you want a new car. If you trade in the 200, you will likely get about 50% of the sticker price, or $14,025 (the resale value after three years, according to the Automotive Lease Guide). Then you'll have to pay off the loan. Figure your total out-of-pocket cost will be $11,462.
But if you lease that new 200 for three years, your monthly payments will be $290 (Chrysler has been offering subsidized leases on the 2013 200). When you turn in the car at the end of the lease, you'll just walk away (unless you go over your mileage allotment or have unusual wear and tear). Total out-of-pocket cost: $10,150. In this case, leasing would leave you $1,312 richer.
In most states, you pay taxes only on the actual lease payments, so leasing can put you even further ahead

MYTH #2. It's nearly impossible to negotiate a good lease. Almost every facet of a lease is negotiable. But first you need to understand the jargon:

Capitalized cost. In the leasing universe, this is the vehicle price. Shop for your lease at the dealer, focusing on the Capitalized cost.

Money factor. The lower this number, the better (you have to multiply it by 2,400 to get an estimate of the interest rate). If you want to know the money factor just ask the dealer will tell you. The Money Factor can make or break a lease the better the money factor the better the lease. Most interest on a lease will be around 1% comparatively.

Residual value. This is the value of the car or truck at the end of the lease.
An inflated residual value lowers your monthly payments, but it can also handcuff you. A more realistic residual value will make it easier to sell the lease, trade your vehicle in the middle of the lease or buy the vehicle at the end of the lease.


MYTH #3. Only businesses get a tax break.
Tax laws allow businesses to deduct monthly leasing payments as an expense.
But individuals get a tax break, too. In most states, you pay sales tax only on the monthly payments, not the vehicle price. In the Accord example above, you'd owe taxes on about $10,150 in payments rather than the $25,838 vehicle price. (Arkansas, Illinois, Maryland, Oklahoma, Texas and Virginia charge sales tax on the entire price.)

MYTH #4. You will have to pay hefty fees when you turn in the car.
The typical annual allotment of 10,000 to 15,000 miles, and the 15 to 25-cents-per-mile penalty for exceeding the limit. If you buy a car, you're also penalized for higher-than-average mileage when you trade it in. this is about the same thing. You only pay for miles if you walk away, 90% of people that get out of the vehicle before or after the lease is over TRADE the vehicle. If you trade you don't have to pay for the extra miles. If you SALE the car you don't have to pay for miles, and if you BUY the lease out you don't have to pay for miles. Remember you won't get reimbursed so don't get to many miles up front. Raising the miles per year is a little cheaper at the beginning but only if you walk away will the miles even come into play. So try to figure how many miles you drive before you go to the dealer, so you don't panic thinking you need more then you do. The higher the miles the higher the payment.
You may also be able to negotiate a higher mileage limit in exchange for a higher monthly payment and still save money.

MYTH #5. If you want out early, you're stuck.
You can sale your vehicle at any time. You can trade at any time. plus there are several fee-based Web sites, including LeaseTrader.com and Swapalease, these sites match people who want to get out of a lease early with those who want to assume a short-term lease. At LeaseTrader.com, you pay a fee of $90 to post your vehicle and $250 to complete the transfer of the lease

SO HAPPY FOR MARIE EDWARDS.

Marie Edwards had been trying to buy a Dodge Charger for 2 years. No one could get her a loan on anything but a buy here pay here car. She stuck to her guns and decided I'm not buying anything till I can get what I want. I was unable to get her the car a month ago, but we just added 3 new banks with new programs to get people into cars. I called her up and she was able to get the exact car she wanted at an affordable payment with only 1000 dollars down. I'm so glad you waited, and I'm so glad I was able to get you into a 2011 Dodge Charger SXT!  

CONGRATES TO JEFF HALE FOR THE PURCHASE OF HIS PRE-OWNED JEEP WRANGLER!

Thanks again for coming back to our dealership. Jeff wasn't able to get financing on the vehicle he wanted until we just added 3 new banks with new programs for financing. I called Jeff up and told him I can get you in the vehicle you want. He was sceptical, but left in the exact Jeep he wanted at an affordable payment. Jeff had to trade his old jeep a few years ago for a car his wife drives, and had wanted to get into a Jeep again ever since. I'm glad I could get you out rockin the Wrangler again Jeff, and thanks again for trusting me to come back in and work it out!

Cogrates to Alex Lynch

Alex came in to trade his 2004 Saab 930 turbo convertible. Was comparing the Dodge Dart to the Hyundai Veloster turbo. We sale both in our auto group we drove them both he chose the Veloster and loves it! Another happy customer.

CONGRATES to Jeff Shea for the purchase of a new Challenger!

Jeff bought this Challenger for his son who will be 16 July of next year. What a great Christmas this is going to be! Him and his older son drove down all the way from Proctorville Ohio to get the best price! That's right I gave them the best price. I love to make it easy. By the way this car is awesome!

November Deals extended through December 31st!

Still giving away Pre-lit Christmas Trees with every purchase of a new or used vehicle! Also Don't forget I can give you cash back for Christmas at what ever APR your Car loan is for, So instead of using your credit card add it to your car loan at a fixed Subvented Rate as low as 0% interest!